Canadian Financial Planning Software

The modern platform for
faster, smarter financial plans.

Everything financial advisors need in one platform: projections, CPP/OAS, tax planning, AI insights, portfolio analysis, bilingual reports, and 20+ tools for every client meeting.

See all 20+ tools
PlanBase — Retirement Projection
Martin & Julie Beaumont
Ages 45–65 · Ontario · Projected 2025–2045
Finn 87/100
$485KCurrent portfolio
$2.18MAt retirement (age 65)
+349%
Goal $2.18M
2025 · Age 45
$485K
Starting value
'25
2027 · Age 47
$574K
+18% vs 2025
'27
2029 · Age 49
$682K
+19% vs 2027
'29
2031 · Age 51
$812K
+19% vs 2029
'31
2033 · Age 53
$961K
+18% vs 2031
'33
2035 · Age 55
$1.12M
+17% vs 2033
'35
2037 · Age 57
$1.3M
+16% vs 2035
'37
2039 · Age 59
$1.5M
+15% vs 2037
'39
2041 · Age 61
$1.7M
+14% vs 2039
'41
2043 · Age 63
$1.94M
+14% vs 2041
'43
2045 · Age 65
$2.18M
+12% vs 2043
256-bit Encryption
Canadian Data Residency
PIPEDA Compliant
Bilingual EN / FR
Secure Client Portal
256-bit Encryption
Canadian Data Residency
PIPEDA Compliant
Bilingual EN / FR
Secure Client Portal

From client to plan in under an hour.

Most advisors spend 3–4 hours on a single plan across multiple tools. PlanBase cuts that to under an hour — without cutting corners.

01

Create a client profile

Add your client in under 2 minutes. Import from a questionnaire or enter manually — PlanBase is ready to plan immediately.

02

Run projections in parallel

Retirement projections, CPP/OAS optimization, tax scenarios, estate analysis — all in one session, no tool-switching required.

03

Let Finn AI review the plan

Finn scans every module, surfaces gaps, flags risks, and scores the plan before it ever reaches your client.

04

Export and present

One-click bilingual PDF reports in English or French. Clean, professional, and ready for the client room.

What changes when you switch.

Advisors who move to PlanBase replace multiple tools, cut plan time in half, and save over $2,000/year in software costs.

Before PlanBase
With PlanBase
Time per plan
3–4 hours across multiple tools
~45 minutes, start to finish
Pricing model
Per-plan fees or dealer-tiered packages
Flat $145/mo — unlimited plans & scenarios
Platform generation
Legacy software built over a decade ago
Built from the ground up. Modern, fast, always improving.
AI guidance
Black-box output — no context, no reasoning
Finn knows every Canadian rule and walks you through every decision
Everything in one place
Planning, portfolio, and reports in separate apps
20 integrated tools. One login, one workflow.
Client reports
Export, format, translate manually
One-click bilingual PDF

20 tools. Every angle covered.

Not just retirement planning, the complete Canadian financial planning platform for financial planners, independent advisors, and firms.

Explore all 20 tools
Comprehensive Retirement Plan
  • Retirement Projections
  • Wealth Maximiser
  • Scenario Lab
  • Estate Analysis
  • Corporate Strategy
Finn AI enabled in every module
Exclusive, No extra cost
Portfolio Analysis Suite
  • Portfolio Health Check
  • Portfolio Comparison

Proprietary scoring, side-by-side analysis, and client-ready reports. Tools you won't find anywhere else, and don't pay extra for.

Also includes
CPP / QPP OptimizerOAS PlanningRRSP & RRIF PlanningTFSA PlanningFHSA PlanningCapital Gains CalculatorTax Planning & Income SplittingInsurance Needs AnalysisBusiness Succession PlanningClient QuestionnairesBilingual PDF ReportsLive ChartsEasy Migration

Tools built for the client room.

Visual, live, and compelling, from portfolio health scores to real-time scenario comparisons and one-click bilingual reports.

PlanBase Console
Employment
CPP/QPP
OAS
Other
Pension
RRIF
$0K$40K$80K$120K$160KRetire 655254565860626466687072747678808284868890
Meet Finn

Your AI retirement
plan analyst.

Finn reviews every retirement plan automatically — surfacing CPP strategies, tax optimizations, and withdrawal sequencing with full reasoning you can share with clients and explain to compliance.

01
Instant plan analysis

Finn reads the full plan and identifies what's working and what isn't, in seconds.

02
CPP, OAS & tax insights

Models deferral strategies and withdrawal sequencing to maximize lifetime after-tax income.

03
Transparent reasoning

Finn shows its work — every recommendation includes the numbers behind it. Explain the reasoning to clients and stand behind it with compliance.

Fi
Finn
AI Retirement Analyst · PlanBase
Active
I've reviewed James & Linda's plan. Their projected income at 65 is strong at $7,200/month. Deferring James's CPP to 68 adds approximately $84,000 in lifetime benefit.
"Should I redo the plan?"
No need. Head to Scenario Lab, update the numbers on a new scenario and save it. You'll have the updated version ready to use alongside the original. Or use the sliders to adjust and compare both plans in real time.
Ask Finn something…

What Canadian planners say.

From independent financial planners to multi-advisor firms across Canada.

Prep time: 3 hrs → 45 min

Scenario Lab changed how I run client meetings. I build the comparison live on screen and the conversation closes itself. I went from 3-hour plan prep to under 45 minutes.

M
Michael R.
Financial Planner · Private Banking, Big 5
Vancouver, BC
Replaced 4 tools with PlanBase

Enfin une vraie plateforme bilingue. Mes clients québécois reçoivent leurs rapports en français parfait — ça inspire confiance immédiatement et ça m'a fait économiser des heures chaque semaine.

S
Sophie C.
Planificatrice indépendante · Planificatrice indépendante, QC
Montréal, QC
Saves ~$280/mo vs. previous stack

The portfolio health check is something I've never seen anywhere else. Clients immediately understand what needs to change, and it starts the right conversation every time. Worth it for this tool alone.

D
David T.
Senior Financial Advisor · Wealth Management
Toronto, ON

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